Description
Gain a better understanding on the discipline of commercial lending in today’s competitive market.This topic will focus on the discipline of commercial lending in today’s competitive market. The material will begin with a brief review of ‘conventional’ commercial lending versus SBA lending. Additionally, the concept of credit scoring will be explored. The content will also cover the ‘full’ underwriting of a commercial loan including ‘loan structure’, ‘financial statement analysis’ (with emphasis on liquidity, activity, leverage, operating performance, and cash flow), and ‘documentation issues.’Additionally, effective commercial loan ‘writeups’ will be discussed and loan committee ‘presentation skills’ will be displayed. The topic will also cover ‘negotiatingmarketing’ a commercial loan, ‘sources’ of commercial financing, and a brief review of various legal aspects of commercial lending.
Date: 2019-02-11 Start Time: End Time:
Learning Objectives