Professional Services Agreements in Construction Live Webinar

A Comprehensive Guide to Reg Z: Closed-End Credit Compliance (OnDemand Webinar)

$149.00

SKU: 409999EAU

Description

Gain a practical understanding of Regulation Z and how to avoid common pitfalls.Regulation Z ClosedEnd Credit for Compliance reviews the closedend portion of Regulation Z, including history, purpose, coverage, and disclosures. The Truth in Lending Act’s implementing rule, Regulation Z, protects consumers by requiring lenders to make an informed credit decision by providing detailed disclosures during the life of the loan. This regulation is important to know for Compliance Officers and helps prevent any type of regulatory issues that occur with regulation Z. During this webinar, will go through the background, scope, compliance issues surrounding Regulation Z and disclosure requirements. In addition, we will cover the regulatory issues and how to prepare for examinations.

Date: 2024-02-28 Start Time: End Time:

Learning Objectives

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What Is Regulation Z
• Background of Regulation Z and Specifically, Closed-End Credit
• Purpose
• Scope
• Exemptions

Disclosure Requirements and Consumer Rights
• Why They Are Used
• Different Types

Annual Percentage Rate (APR)

Advertising Rules

Regulatory
• Background
• Scope
• Examinations

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Justin Muscolino-JTM Compliance Training and Advisory

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Professional Services Agreements in Construction Live Webinar

A Comprehensive Guide to Reg Z: Closed-End Credit Compliance (OnDemand Webinar)

$149.00

SKU: 411197EAU

Description

Gain a practical understanding of Regulation Z and how to avoid common pitfalls.The Truth in Lending Act’s implementing rule, Regulation Z, attempts to protect consumers by requiring lenders to facilitate an informed credit decision by providing detailed disclosures at various points during the life cycle of the loan. Many lenders and their employees find Regulation Z’s substantive and timing requirements to be confusing and unclear, but they do not have the time to consult with an attorney or compliance officer every time a loan term or other fact changes. This topic helps lenders and loan officers avoid the potentially significant penalties and sanctions associated with violating Regulation Z by helping them understand when the rule applies, as well as how to maintain compliance in areas of advertising, APR calculations, disclosures, and more.

Date: 2023-12-12 Start Time: End Time:

Learning Objectives

Is My Loan Covered by Reg Z?
• Covered Transactions
• Exemptions
• Certain Mortgage Transactions • High-Cost Mortgages, Higher Priced Mortgages, and Qualified Mortgages

Selling the Loan: Advertising
• General Requirements
• Trigger Terms
• Media Requirements

Making the Loan: What’s the APR?
• Fees and Finance Charges
• APR vs. Interest Rate
• APR Calculations

Making the Loan: What Do I Need to Tell the Customer?
• Disclosure Requirements
• General Requirements
• Oral Disclosures
• Non-English Disclosures

The Loan’s Closed: Now What?
• Post-Closing Disclosure Requirements
• Right of Rescission
• Record Retention
• State Law Considerations

Pavitra (Pavy) Bacon-Ballard Spahr LLP

Professional Services Agreements in Construction Live Webinar

A Comprehensive Guide to Reg Z: Closed-End Credit Compliance (OnDemand Webinar)

$149.00

SKU: 410552EAU

Description

Gain a practical understanding of Regulation Z and how to avoid common pitfalls. The Truth in Lending Act’s implementing rule, Regulation Z, attempts to protect consumers by requiring lenders to facilitate an informed credit decision by providing detailed disclosures at various points during the life cycle of the loan. Many lenders and their employees find Regulation Z’s substantive and timing requirements to be confusing and unclear, but they do not have the time to consult with an attorney or compliance officer every time a loan term or other fact changes. This topic helps lenders and loan officers avoid the potentially significant penalties and sanctions associated with violating Regulation Z by helping them understand when the rule applies, as well as how to maintain compliance in areas of advertising, APR calculations, disclosures, and more.

Date: 2023-01-09 Start Time: End Time:

Learning Objectives

Is My Loan Covered by Reg Z?
• Covered Transactions
• Exemptions
• Certain Mortgage Transactions • High-Cost Mortgages, Higher Priced Mortgages, and Qualified Mortgages

Selling the Loan: Advertising
• General Requirements
• Trigger Terms
• Media Requirements

Making the Loan: What’s the APR?
• Fees and Finance Charges
• APR vs. Interest Rate
• APR Calculations

Making the Loan: What Do I Need to Tell the Customer?
• Disclosure Requirements
• General Requirements
• Oral Disclosures
• Non-English Disclosures

The Loan’s Closed: Now What?
• Post-Closing Disclosure Requirements
• Right of Rescission
• Record Retention
• State Law Considerations

Pavitra (Pavy) Bacon-Ballard Spahr LLP

Professional Services Agreements in Construction Live Webinar

A Comprehensive Guide to Reg Z: Closed-End Credit Compliance (OnDemand Webinar)

$219.00

SKU: 405613EAU

Description

Gain a practical understanding of Regulation Z and how to avoid common pitfalls.
The Truth in Lending Act’s implementing rule, Regulation Z, attempts to protect consumers by requiring lenders to facilitate an informed credit decision by providing detailed disclosures at various points during the life cycle of the loan. Many lenders and their employees find Regulation Z’s substantive and timing requirements to be confusing and unclear, but they do not have the time to consult with an attorney or compliance officer every time a loan term or other fact changes. This topic helps lenders and loan officers avoid the potentially significant penalties and sanctions associated with violating Regulation Z by helping them understand when the rule applies, as well as how to maintain compliance in areas of advertising, APR calculations, disclosures, and more.

Date: 2019-06-10 Start Time: End Time:

Learning Objectives

Is My Loan Covered by Reg Z?
• Covered Transactions
• Exemptions
• Certain Mortgage Transactions • High-Cost Mortgages, Higher Priced Mortgages and Qualified Mortgages

Selling the Loan: Advertising
• General Requirements
• Trigger Terms
• Media Requirements

Making the Loan: What’s the APR?
• Fees and Finance Charges
• APR vs. Interest Rate
• APR Calculations

Making the Loan: What Do I Need to Tell the Customer?
• Disclosure Requirements
• General Requirements
• Oral Disclosures
• NonEnglish Disclosures
• Content and Timing Requirements
• Certain Mortgage and Variable-Rate Disclosure Requirements

The Loan’s Closed: Now What?
• Post-Closing Disclosure Requirements
• Right of Rescission
• Record Retention
• State Law Considerations

Pavitra (Pavy) Bacon-Ballard Spahr LLP